You’ve built an asset. Now, let’s build your independence
You’ve spent years building; now it’s time to harvest. We turn the capital that you have built into a clear, sustainable income stream for life.
Based on a growth investor profile earning 11.5% p.a. after fees and taxes.
Moving beyond the "Everything in the Business" trap
Reinvesting in your own company is a natural instinct, but it creates a concentration risk that can become a liability. If your industry faces a downturn, your income and your capital are both at risk.
Our role is to help you build a liquid counter-weight. By directing a portion of your current profits into a globally diversified portfolio, we create a buffer. This ensures that when you eventually decide to sell or step back, you do so from a position of strength. Your future is already funded, regardless of the business valuation on the day.
Building wealth that doesn't require your daily labour.
You already know how to run a complex operation with moving parts. Our role is to build you a secondary asset that is entirely “passive.”
By acting as your External Investment Office, we strip away the operational friction of traditional investing. We focus on high-level asset architecture to ensure your personal wealth is diversified away from your business risks. This creates a “clean” balance sheet that provides you with the ultimate business advantage: the freedom to stay or the capital to leave.
We coordinate directly with your existing tax and legal partners to ensure your drawdowns and structures are optimised for your total family security. Your wealth remains in a secure, transparent custodial account, supported by our specialised, local oversight.
Building a resilient financial ecosystem
We help you establish a systematic “harvesting” of profits. This turns today’s business success into tomorrow’s personal security.
Capital Liquidity
Unlike commercial property or business equity, our portfolios are designed for access. Your wealth remains available if your company requires a strategic injection.
Unbiased Market Filtering
You focus on your customers and your team. We provide the technical discipline to manage your liquid capital away from the noise of your business.
Succession Readiness
A business is easier to transition when the owner is not financially dependent on every last cent of the sale. We help you build “exit-readiness” years before the actual move.
A high-level process with minimal friction.
The Audit
The Policy
The Implementation
The Review
Frequently Asked Questions about Business Owners & Exits
Won't this take money away from my growth
We look for a sustainable balance. The goal is to build your personal safety net without compromising your operational cash flow.
How does this affect my tax position?
We work directly with your accountant to ensure your investment contributions are optimized within your company or trust framework.
What is the minimum level to start?
Our bespoke stewardship is typically most effective for owners looking to manage $150,000 or more in liquid assets outside of their business.
Who actually holds the money?
Your security is paramount. All assets are held in your name via NZX Wealth Technologies. You maintain 24/7 visibility and total control.
Can’t find your question?
Every investment situation is different, and the best answers are personal ones. Talk to an advisor and get clarity on what matters most to you.
