Your future shouldn’t depend on a single asset
We provide independent investment planning to help you build wealth outside of your primary operation – giving you the freedom to choose your own timing.
Based on a growth investor profile earning 11.5% p.a. after fees and taxes.
Looking beyond the portfolio
Most investment services only look at the money you give them to manage. We take a broader view. We look at your total financial ecosystem – your business, your land, your debt, and your goals.
Our role is to act as your External Investment Office. We help you build a liquid portfolio that acts as a counter-weight to your primary operation. This ensures that your personal security is never entirely reliant on the health of a single industry or a single asset.
Intentional Growth. Disciplined Protection.
We identify where your wealth is “clustered.” If your life’s work is in the rural sector, we ensure your investment portfolio provides balance by reaching into different markets and asset classes.
Risk Architecture
We don’t just chase returns; we manage volatility. We structure your capital to ensure you have the cash flow you need today while protecting the purchasing power of your legacy for the next thirty years.
Responsible Stewardship
We specialise in Ethical Investment and ESG standards. Your capital is deployed into high-quality, transparent assets that reflect your values and support sustainable growth.
Institutional Security
Your assets are held in your own name via a custodial trust (NZX Wealth Technologies). This provides the security of a major institution with the personal oversight of a boutique partner.
How we Build your Strategy
The Context Session
The Gap Analysis
The Custom Build
The Active Review
A Partnership Built on Transparency
Earnslaw Goodlight was founded on the principle of unconflicted advice. We operate on a straightforward flat-fee model, which means our only priority is the health and growth of your capital.
With over two decades of experience navigating complex financial environments, our firm brings high-level technical expertise to private wealth. This is delivered with the calm, grounded perspective of a local Cambridge office.
The Big Picture, Managed
Most investment advice is transactional. We provide Strategic Oversight. Think of us as your personal investment office—the objective filter between you and the complexity of the financial markets.
You set the scope. We can evaluate your total financial position, including assets, debt, income, and outgoings. We then analyze how your investments interact with your wider circumstances. By advising on these moving parts, we ensure your wealth is structured for genuine outcomes. This is the difference between purchasing a product and executing a strategy.
Frequently Asked Questions about Investment Planning
What is your investment philosophy?
We believe in evidence-based investing. We focus on low-cost, high-quality assets and long-term discipline rather than trying to “time” the market or chase the latest trend.
How do your fees work?
We are a flat-fee firm. We charge 1% per annum on funds under management. There are no entry fees, no exit fees, and we never take commissions from third parties.
What is the minimum level of investment?
Our bespoke service is typically most effective for clients with $150,000 or more to invest.
Can I access my funds if my business needs a cash injection?
Yes. Unlike many traditional investments, our portfolios are designed for liquidity, ensuring you have access to your capital if circumstances change.
What happens at the 30 minute coffee?
This is a no obligation introduction. It is a chance for you to share your story and for us to explore together the alignment between our stewardship and your goals. There is no jargon and no hard sell. It is simply a conversation to determine the best path forward for your legacy.
Can’t find your question?
Every investment situation is different, and the best answers are personal ones. Talk to an advisor and get clarity on what matters most to you.
